From Land Park bungalows to newer builds in Elk Grove, Folsom, and Roseville, Sacramento homes work hard against triple-digit summers and chilly Delta winters. That comfort comes at a cost — and for many homeowners, an aging HVAC system, thin insulation, or old windows quietly drive that cost higher every month.
A free in-home energy assessment from a licensed local contractor shows you exactly where your home is losing energy and which upgrades — and rebate programs — make sense for your specific house.
SMUD rebates Sacramento homeowners should know about in 2026
Sacramento sits in SMUD territory — and here's the good news: while the federal energy tax credits expired at the end of 2025, SMUD actually raised several rebates for 2026:
- Up to $3,000 for a qualifying gas-to-electric heat pump HVAC conversion
- Up to $4,000 for a gas-to-electric heat pump water heater
- Additional rebates for smart thermostats and other efficiency upgrades
Good to know: SMUD rebates require installation by a contractor in the SMUD Contractor Network, and amounts are subject to program terms and funding availability. Your contractor confirms current eligibility. Read the full Sacramento SMUD rebate guide →
What your Sacramento assessment can cover
- HVAC & heat pumps — right-sized systems built for Sacramento summers
- Attic insulation — one of the highest-impact upgrades for older local homes
- Windows & doors — reduce heat transfer and outside noise
- Heat pump water heaters, cool roofing, and more
Sacramento Homeowner? Find Out What You May Qualify For
Answer 5 quick questions and book your free, no-obligation assessment with a licensed contractor.
Check My Eligibility →Why Sacramento homeowners choose us
- Local & licensed — contractors who know Sacramento homes and building codes
- Free & no obligation — the assessment costs nothing and you're never obligated to proceed
- No pressure, honest recommendations — you only hear about upgrades that make sense for your home
Areas we serve near Sacramento
In addition to the city of Sacramento, our contractors serve homeowners throughout the greater Sacramento region, including Elk Grove, Roseville, Folsom, Citrus Heights, Rancho Cordova, Rocklin, Carmichael, Fair Oaks, West Sacramento, and Davis. Not sure if your area is covered? Enter your ZIP code in the eligibility check above and we'll confirm.
Common questions
Is the Sacramento assessment really free?
Yes — it's 100% free with no obligation. You'll never be charged for the assessment itself.
Am I guaranteed a SMUD rebate?
No. Eligibility for any rebate is determined by SMUD and confirmed by a participating licensed contractor, and depends on your home and current program funding. Passing the check on this site is not an approval.
Do you serve areas outside the city of Sacramento?
We serve the greater Sacramento area, including communities like Elk Grove, Folsom, Roseville, Citrus Heights, and Rancho Cordova. Enter your ZIP code to confirm availability.
This page is for general informational purposes only. SMUD rebate amounts are as published by SMUD for 2026 and are subject to program terms, eligibility requirements, and funding availability, and may change without notice. Rebates are administered solely by SMUD; eligibility is determined by the program and confirmed by a participating licensed contractor. No specific savings, program approval, or free equipment is promised or guaranteed. California Home Energy Center is a private company and is not affiliated with SMUD or any government agency.